45891 Mill AvenueBennettCO80102
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $507,400, 45891 Mill Avenue, Bennett, CO, 80102 in Bennett generates $3,240/mo in rent (7.66% yield) but nets only $183/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.42) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $140,185. Total projected return: $209,805.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $183 | $300 |
City averages based on Bennett market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,240 |
| Total Monthly Debt Service | $2,755 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80102, Bennett, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,886 (100%) |
| Owner Occupied HU | 2,348 (81.4%) |
| Renter Occupied HU | 401 (13.9%) |
| Vacant Housing Units | 137 ( 4.7%) |
| Median Home Value | $594,059 |
| Average Home Value | $600,785 |
Housing Distribution
Address Breakdown
Residential
2,498
Single Family
2,498
Multi-Family
0
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80102, Bennett, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,886 (100%) |
| Owner Occupied HU | 2,348 (81.4%) |
| Renter Occupied HU | 401 (13.9%) |
| Vacant Housing Units | 137 ( 4.7%) |
| Median Home Value | $594,059 |
| Average Home Value | $600,785 |
Housing Distribution
Address Breakdown
Residential
2,498
Single Family
2,498
Multi-Family
0
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices