458 Spears StSan BenitoTX78586








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in San Benito at 458 Spears St, San Benito, TX, 78586 priced at $108,000 pairs $2,160/mo rent with $1,392/mo cash flow after a $529/mo payment. Total monthly income equals $2,160/mo, and annual cash flow comes to $16,699/yr on $35,802 invested. Return on cash invested is 66.55% in year one, and rental yield stands at 24% on a $108,000 basis. Equity gained on principal adds $697/yr, and 5% annual appreciation accumulates to $29,838 by year five. Five-year ROI measures 354.27% and total cumulative return in cash reaches $126,836. For financing, Ziffy Mortgage’s DSCR program evaluates $2,160/mo property income against a $529/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1973
3,850 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78586, San Benito, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,442 (100%) |
| Owner Occupied HU | 12,011 (65.1%) |
| Renter Occupied HU | 4,164 (22.6%) |
| Vacant Housing Units | 2,267 (12.3%) |
| Median Home Value | $109,128 |
| Average Home Value | $153,769 |
Housing Distribution
Address Breakdown
Residential
15,098
Single Family
14,184
Multi-Family
914
Businesses
862
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Listed by: Yesenia Costilla • KELLER WILLIAMS LRGV
Mls Name: RGVMLS
Mls Provider:
Mls ID: #29755223
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








