458 Scates DrSan AntonioTX78227
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 458 Scates Dr, San Antonio, TX, 78227 in San Antonio: $1,570/mo in rent, $397/mo in net income, 11.42% gross yield, 2.17 DSCR, all at $160,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $44,343 in appreciation and $1,478/yr in principal paydown projects total cumulative return of $85,224.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 5.8% |
| Monthly Cash Flow | $397 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,570 |
| Total Monthly Debt Service | $1,142 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
8,520 sqft lot
$N/A/sqft
$59 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78227, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,810 (100%) |
| Owner Occupied HU | 8,471 (53.6%) |
| Renter Occupied HU | 6,127 (38.8%) |
| Vacant Housing Units | 1,212 ( 7.7%) |
| Median Home Value | $163,057 |
| Average Home Value | $210,526 |
Housing Distribution
Address Breakdown
Residential
16,248
Single Family
11,364
Multi-Family
4,884
Businesses
893
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
8,520 sqft lot
$N/A/sqft
$59 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78227, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,810 (100%) |
| Owner Occupied HU | 8,471 (53.6%) |
| Renter Occupied HU | 6,127 (38.8%) |
| Vacant Housing Units | 1,212 ( 7.7%) |
| Median Home Value | $163,057 |
| Average Home Value | $210,526 |
Housing Distribution
Address Breakdown
Residential
16,248
Single Family
11,364
Multi-Family
4,884
Businesses
893
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A