4579 W Ash StPottsvilleAR72858
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 4579 W Ash St, Pottsville, AR, 72858 in Pottsville the bet is firmly on appreciation. Rental yield 4.51%. The 4.51% gross yield on a $239,900 price is below income-first thresholds, but 5%/yr value growth projects $66,280 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.84) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $56,001.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 7.0% |
| Monthly Cash Flow | $(541) | $150 |
City averages based on Pottsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $901 |
| Total Monthly Debt Service | $1,347 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
4.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72858, Pottsville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,527 (100%) |
| Owner Occupied HU | 1,172 (76.8%) |
| Renter Occupied HU | 290 (19.0%) |
| Vacant Housing Units | 65 ( 4.3%) |
| Median Home Value | $186,364 |
| Average Home Value | $191,826 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,323
Multi-Family
0
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
4.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72858, Pottsville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,527 (100%) |
| Owner Occupied HU | 1,172 (76.8%) |
| Renter Occupied HU | 290 (19.0%) |
| Vacant Housing Units | 65 ( 4.3%) |
| Median Home Value | $186,364 |
| Average Home Value | $191,826 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,323
Multi-Family
0
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jodi Davis • Moore and Co. Realtors
Mls Name: CARMLS
Mls Provider:
Mls ID: #24040189
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.