1405 E O StRussellvilleAR72801
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1405 E O St, Russellville, AR, 72801 in Russellville. At $104,900 it earns $792/mo in rent and distributes $205/mo to the owner after the $472/mo payment, a consistent 9.56% yield. DSCR 1.68 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $28,982 in value; $966/yr in principal paydown compounds ownership stake. Total projected return: $50,070.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $205 | $1,200 |
City averages based on Russellville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $792 |
| Total Monthly Debt Service | $589 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in N/A
1,904 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72801, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,125 (100%) |
| Owner Occupied HU | 3,313 (40.8%) |
| Renter Occupied HU | 3,918 (48.2%) |
| Vacant Housing Units | 894 (11.0%) |
| Median Home Value | $160,919 |
| Average Home Value | $192,713 |
Housing Distribution
Address Breakdown
Residential
7,548
Single Family
6,565
Multi-Family
983
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in N/A
1,904 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72801, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,125 (100%) |
| Owner Occupied HU | 3,313 (40.8%) |
| Renter Occupied HU | 3,918 (48.2%) |
| Vacant Housing Units | 894 (11.0%) |
| Median Home Value | $160,919 |
| Average Home Value | $192,713 |
Housing Distribution
Address Breakdown
Residential
7,548
Single Family
6,565
Multi-Family
983
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Osborne Hood Team • Arkansas Real Estate Collectiv
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #AV25-448
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.