45513 Knockeyon LnGreat MillsMD20634
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 45513 Knockeyon Ln, Great Mills, MD, 20634 in Great Mills is listed at $249,900 and delivers $2,119/mo in rent and $476/mo in net monthly cash flow. The 10.18% yield and 1.89 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $69,043 over five years, and $2,302/yr in principal reduction supplements cash return. Total projected cumulative return: $125,777.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.1% |
| Monthly Cash Flow | $476 | $1,200 |
City averages based on Great Mills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,119 |
| Total Monthly Debt Service | $1,544 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2000
1,440 sqft lot
$N/A/sqft
$89 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20634, Great Mills, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,045 (100%) |
| Owner Occupied HU | 1,891 (62.1%) |
| Renter Occupied HU | 970 (31.9%) |
| Vacant Housing Units | 184 ( 6.0%) |
| Median Home Value | $373,070 |
| Average Home Value | $426,409 |
Housing Distribution
Address Breakdown
Residential
2,782
Single Family
2,663
Multi-Family
119
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2000
1,440 sqft lot
$N/A/sqft
$89 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20634, Great Mills, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,045 (100%) |
| Owner Occupied HU | 1,891 (62.1%) |
| Renter Occupied HU | 970 (31.9%) |
| Vacant Housing Units | 184 ( 6.0%) |
| Median Home Value | $373,070 |
| Average Home Value | $426,409 |
Housing Distribution
Address Breakdown
Residential
2,782
Single Family
2,663
Multi-Family
119
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices