4550 Cygnus RdBellemontAZ86015
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingThere's a case for owning boring assets in strong markets. Rental yield 6.38%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $150,242 and $5,008/yr in equity build project total return of $183,214.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 5.5% |
| Monthly Cash Flow | $(350) | $1,200 |
City averages based on Bellemont market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,890 |
| Total Monthly Debt Service | $3,023 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
6,534 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86015, Bellemont, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 366 (80.4%) |
| Renter Occupied HU | 55 (12.1%) |
| Vacant Housing Units | 34 ( 7.5%) |
| Median Home Value | $575,806 |
| Average Home Value | $580,383 |
Housing Distribution
Address Breakdown
Residential
692
Single Family
5
Multi-Family
687
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
6,534 sqft lot
$N/A/sqft
$300 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86015, Bellemont, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 366 (80.4%) |
| Renter Occupied HU | 55 (12.1%) |
| Vacant Housing Units | 34 ( 7.5%) |
| Median Home Value | $575,806 |
| Average Home Value | $580,383 |
Housing Distribution
Address Breakdown
Residential
692
Single Family
5
Multi-Family
687
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dianne Patterson • RE/MAX Fine Properties
Mls Name: NAZMLS
Mls Provider:
Mls ID: #201317
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.