455 Vallejo St APT 105San FranciscoCA94133
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 455 Vallejo St APT 105, San Francisco, CA, 94133 in San Francisco fits: $850,000, 4.5% gross yield, and a projected 5% annual appreciation rate adding $234,839 in value within five years. Rental yield 4.5%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.83) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,829/yr in principal paydown and $234,839 in appreciation project a total return of $127,138.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 4.5% |
| Monthly Cash Flow | $(3,103) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,187 |
| Total Monthly Debt Service | $5,952 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
0.47 Acres lot
$N/A/sqft
$830 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94133, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,103 (100%) |
| Owner Occupied HU | 2,239 (14.8%) |
| Renter Occupied HU | 10,758 (71.2%) |
| Vacant Housing Units | 2,106 (13.9%) |
| Median Home Value | $1,689,785 |
| Average Home Value | $1,601,939 |
Housing Distribution
Address Breakdown
Residential
12,877
Single Family
3,768
Multi-Family
9,109
Businesses
1,728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
0.47 Acres lot
$N/A/sqft
$830 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94133, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,103 (100%) |
| Owner Occupied HU | 2,239 (14.8%) |
| Renter Occupied HU | 10,758 (71.2%) |
| Vacant Housing Units | 2,106 (13.9%) |
| Median Home Value | $1,689,785 |
| Average Home Value | $1,601,939 |
Housing Distribution
Address Breakdown
Residential
12,877
Single Family
3,768
Multi-Family
9,109
Businesses
1,728
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John W. Eggert • Corcoran Icon Properties
Mls Name: SFAR
Mls Provider:
Mls ID: #424079628
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.