4549 Ridgeway DrBeldenMS38826








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Belden at 4549 Ridgeway Dr, Belden, MS, 38826 uses $117,683 cash to close to unlock $12,321/yr annual cash flow and $1,027/mo monthly cash flow. Total monthly income runs $3,305/mo, and a $1,738/mo payment keeps the spread at $1,027/mo. Purchase price stands at $355,000, and rental yield measures 11.17% with $3,305/mo rent. Return on cash invested shows 30.38% in year one, and 5% annual appreciation builds toward $98,080 over five years. Five-year ROI reaches 159.29% and total cumulative return in cash records $187,452. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,305/mo property income covering a $1,738/mo payment rather than investor’s personal income.
Single Family
Built in N/A
0.85 Acres lot
$N/A/sqft
$75 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38826, Belden, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,696 (100%) |
| Owner Occupied HU | 1,888 (70.0%) |
| Renter Occupied HU | 506 (18.8%) |
| Vacant Housing Units | 302 (11.2%) |
| Median Home Value | $281,075 |
| Average Home Value | $305,440 |
Housing Distribution
Address Breakdown
Residential
2,437
Single Family
2,437
Multi-Family
0
Businesses
141
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Listed by: Keith Knowles • CENTURY 21 KNOWLES REALTY
Mls Name: NMMLS
Mls Provider:
Mls ID: #24-4209
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







