4546 Redwood StSan DiegoCA92105
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFinancing efficiency matters for international buyers, and 4546 Redwood St, San Diego, CA, 92105 in San Diego offers it: the 1.94 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 6.61%. Long-term, 5% appreciation is forecast to add $187,871, and $6,263/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $357,226.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 4.8% |
| Monthly Cash Flow | $(655) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,934 |
| Total Monthly Debt Service | $4,132 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
6,388 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92105, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,296 (100%) |
| Owner Occupied HU | 6,586 (29.5%) |
| Renter Occupied HU | 14,794 (66.4%) |
| Vacant Housing Units | 916 ( 4.1%) |
| Median Home Value | $680,644 |
| Average Home Value | $791,591 |
Housing Distribution
Address Breakdown
Residential
21,939
Single Family
13,879
Multi-Family
8,060
Businesses
865
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
6,388 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92105, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,296 (100%) |
| Owner Occupied HU | 6,586 (29.5%) |
| Renter Occupied HU | 14,794 (66.4%) |
| Vacant Housing Units | 916 ( 4.1%) |
| Median Home Value | $680,644 |
| Average Home Value | $791,591 |
Housing Distribution
Address Breakdown
Residential
21,939
Single Family
13,879
Multi-Family
8,060
Businesses
865
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mercedes La Fond • La Jolla Cove Realty
Mls Name: SDMLS
Mls Provider:
Mls ID: #250030073
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