4545 Tom Collins Rd, Utica, MS, 39175 | $3/mo Cash Flow

For Sale

Fix & Flip

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Utica at 4545 Tom Collins Rd, Utica, MS, 39175 offers a 7.36% rental yield on a $279,900 purchase with $1,716/mo rent. Total monthly income registers $1,716/mo, and a $1,370/mo payment leaves $3/mo available for distribution. Annual cash flow reaches $37/yr on $92,787 to close, and return on cash invested stands at 19.95% in year one. Equity gained on principal adds $1,806/yr while 5% annual appreciation supports $77,331 over five years. Portfolio math shows five-year ROI at 103.01% and total cumulative return in cash at $95,581. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,716/mo property income against a $1,370/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2005

2 Acres lot

$N/A/sqft

No HOA