4545 Spring Valley DrMemphisTN38128








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Memphis at 4545 Spring Valley Dr, Memphis, TN, 38128 offers a 11.19% rental yield on a $152,000 purchase with $1,418/mo rent. Total monthly income registers $1,418/mo, and a $744/mo payment leaves $508/mo available for distribution. Annual cash flow reaches $6,097/yr on $50,388 to close, and return on cash invested stands at 32.01% in year one. Equity gained on principal adds $981/yr while 5% annual appreciation supports $41,995 over five years. Portfolio math shows five-year ROI at 167.56% and total cumulative return in cash at $84,430. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,418/mo property income against a $744/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1971
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38128, Memphis, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,537 (100%) |
| Owner Occupied HU | 6,819 (38.9%) |
| Renter Occupied HU | 8,973 (51.2%) |
| Vacant Housing Units | 1,745 ( 10.0%) |
| Median Home Value | $154,922 |
| Average Home Value | $220,726 |
Housing Distribution
Address Breakdown
Residential
17,338
Single Family
14,147
Multi-Family
3,191
Businesses
794
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Listed by: Calvin Mathews • Harris & Harris Realty Group,
Mls Name: MAAR
Mls Provider:
Mls ID: #10195362
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