4545 S Monaco Street #243DenverCO80237
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4545 S Monaco Street #243, Denver, CO, 80237 in Denver worth study. Rental yield 5.44%. The 5.44% gross yield is below cash-flow benchmarks at $945,000, but 5% annual appreciation, adding $261,086 over five years, frames this as a capital growth position. Rent of $4,280/mo partially offsets the $4,249/mo payment. Ziffy Mortgage finances appreciation-play properties (1.01 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $243,365.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 3.8% |
| Monthly Cash Flow | $(1,802) | $1,850 |
City averages based on Denver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,280 |
| Total Monthly Debt Service | $5,706 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1998
2,728 sqft lot
$N/A/sqft
$575 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80237, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,716 (100%) |
| Owner Occupied HU | 4,826 (35.2%) |
| Renter Occupied HU | 7,919 (57.7%) |
| Vacant Housing Units | 971 ( 7.1%) |
| Median Home Value | $668,831 |
| Average Home Value | $717,911 |
Housing Distribution
Address Breakdown
Residential
12,042
Single Family
4,429
Multi-Family
7,613
Businesses
1,065
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1998
2,728 sqft lot
$N/A/sqft
$575 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80237, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,716 (100%) |
| Owner Occupied HU | 4,826 (35.2%) |
| Renter Occupied HU | 7,919 (57.7%) |
| Vacant Housing Units | 971 ( 7.1%) |
| Median Home Value | $668,831 |
| Average Home Value | $717,911 |
Housing Distribution
Address Breakdown
Residential
12,042
Single Family
4,429
Multi-Family
7,613
Businesses
1,065
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly Sophinos • Kentwood Real Estate DTC, LLC
Mls Name: REcolorado
Mls Provider:
Mls ID: #2463512
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)