4545 Lawrence StCedar BluffAL35959
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 4545 Lawrence St, Cedar Bluff, AL, 35959 in Cedar Bluff at $115,000, 0% gross yield, is a market-growth asset. Rental yield 0%. The $0/mo rent partially funds the $517/mo debt service; the core return is the 5%/yr price growth projected to add $31,772 over five years. Ziffy Mortgage's DSCR mortgage (0.00) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $1,583.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1950
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35959, Cedar Bluff, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,132 (100%) |
| Owner Occupied HU | 1,581 (50.5%) |
| Renter Occupied HU | 472 (15.1%) |
| Vacant Housing Units | 1,079 (34.5%) |
| Median Home Value | $218,083 |
| Average Home Value | $256,347 |
Housing Distribution
Address Breakdown
Residential
2,466
Single Family
2,466
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35959, Cedar Bluff, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,132 (100%) |
| Owner Occupied HU | 1,581 (50.5%) |
| Renter Occupied HU | 472 (15.1%) |
| Vacant Housing Units | 1,079 (34.5%) |
| Median Home Value | $218,083 |
| Average Home Value | $256,347 |
Housing Distribution
Address Breakdown
Residential
2,466
Single Family
2,466
Multi-Family
0
Businesses
90
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: ValleyMLS
Mls ID: #21910947