4544 Boastfield LnOlneyMD20832
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 4544 Boastfield Ln, Olney, MD, 20832 in Olney is listed at $442,400 and delivers $3,269/mo in rent and $428/mo in net monthly cash flow. The 8.87% yield and 1.64 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $122,227 over five years, and $4,075/yr in principal reduction supplements cash return. Total projected cumulative return: $195,781.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.5% |
| Monthly Cash Flow | $428 | $400 |
City averages based on Olney market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,269 |
| Total Monthly Debt Service | $2,664 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
2,003 sqft lot
$N/A/sqft
$89 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20832, Olney, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,896 (100%) |
| Owner Occupied HU | 7,692 (86.5%) |
| Renter Occupied HU | 1,013 (11.4%) |
| Vacant Housing Units | 191 ( 2.1%) |
| Median Home Value | $676,740 |
| Average Home Value | $740,246 |
Housing Distribution
Address Breakdown
Residential
9,036
Single Family
8,583
Multi-Family
453
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
2,003 sqft lot
$N/A/sqft
$89 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20832, Olney, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,896 (100%) |
| Owner Occupied HU | 7,692 (86.5%) |
| Renter Occupied HU | 1,013 (11.4%) |
| Vacant Housing Units | 191 ( 2.1%) |
| Median Home Value | $676,740 |
| Average Home Value | $740,246 |
Housing Distribution
Address Breakdown
Residential
9,036
Single Family
8,583
Multi-Family
453
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices