454 Swanson DriveThornwoodNY10594
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 454 Swanson Drive, Thornwood, NY, 10594 in Thornwood. At $775,000 it earns $5,400/mo in rent and distributes $225/mo to the owner after the $3,485/mo payment, a consistent 8.36% yield. DSCR 1.55 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $214,118 in value; $7,138/yr in principal paydown compounds ownership stake. Total projected return: $309,966.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $225 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,400 |
| Total Monthly Debt Service | $4,867 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1965
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10594, Thornwood, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,731 (100%) |
| Owner Occupied HU | 1,386 (80.1%) |
| Renter Occupied HU | 292 (16.9%) |
| Vacant Housing Units | 53 ( 3.1%) |
| Median Home Value | $738,772 |
| Average Home Value | $834,657 |
Housing Distribution
Address Breakdown
Residential
1,628
Single Family
1,566
Multi-Family
62
Businesses
309
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1965
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10594, Thornwood, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,731 (100%) |
| Owner Occupied HU | 1,386 (80.1%) |
| Renter Occupied HU | 292 (16.9%) |
| Vacant Housing Units | 53 ( 3.1%) |
| Median Home Value | $738,772 |
| Average Home Value | $834,657 |
Housing Distribution
Address Breakdown
Residential
1,628
Single Family
1,566
Multi-Family
62
Businesses
309
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices