4535 SE 48th Place RdOcalaFL34480
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 4535 SE 48th Place Rd, Ocala, FL, 34480 in Ocala offers a clean, manageable entry. Rental yield 6.83%. DSCR 1.26 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $160,216 in additional property value over five years, with $5,341/yr in principal equity building ownership stake. Total projected cumulative return: $185,696.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 8.2% |
| Monthly Cash Flow | $(624) | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,299 |
| Total Monthly Debt Service | $3,618 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34480, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,155 (71.9%) |
| Renter Occupied HU | 2,045 (20.6%) |
| Vacant Housing Units | 748 ( 7.5%) |
| Median Home Value | $389,826 |
| Average Home Value | $427,466 |
Housing Distribution
Address Breakdown
Residential
9,793
Single Family
9,665
Multi-Family
128
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34480, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,948 (100%) |
| Owner Occupied HU | 7,155 (71.9%) |
| Renter Occupied HU | 2,045 (20.6%) |
| Vacant Housing Units | 748 ( 7.5%) |
| Median Home Value | $389,826 |
| Average Home Value | $427,466 |
Housing Distribution
Address Breakdown
Residential
9,793
Single Family
9,665
Multi-Family
128
Businesses
421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices