4533-35 Idaho StSan DiegoCA92116
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 4533-35 Idaho St, San Diego, CA, 92116 in San Diego hard to pass up. The 13.75% gross yield on a $481,051 purchase results in $5,514/mo in rent and $2,169/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.55). Annual cash flow of $26,022, five-year appreciation of $132,906, and $4,431/yr in equity build-up combine for a projected total cumulative return of $323,601.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 4.8% |
| Monthly Cash Flow | $2,169 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,514 |
| Total Monthly Debt Service | $3,154 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1932
5,337 sqft lot
$N/A/sqft
$184 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92116, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,213 (100%) |
| Owner Occupied HU | 5,155 (29.9%) |
| Renter Occupied HU | 11,188 (65.0%) |
| Vacant Housing Units | 870 ( 5.1%) |
| Median Home Value | $1,061,068 |
| Average Home Value | $1,160,248 |
Housing Distribution
Address Breakdown
Residential
17,254
Single Family
9,512
Multi-Family
7,742
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1932
5,337 sqft lot
$N/A/sqft
$184 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92116, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,213 (100%) |
| Owner Occupied HU | 5,155 (29.9%) |
| Renter Occupied HU | 11,188 (65.0%) |
| Vacant Housing Units | 870 ( 5.1%) |
| Median Home Value | $1,061,068 |
| Average Home Value | $1,160,248 |
Housing Distribution
Address Breakdown
Residential
17,254
Single Family
9,512
Multi-Family
7,742
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A