4527 156th StreetChippewa FallsWI54729
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 4527 156th Street, Chippewa Falls, WI, 54729 in Chippewa Falls is capital appreciation. Rental yield 3.71%. The 3.71% gross yield at $425,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $117,420 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.69) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $63,143.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.2% |
| Monthly Cash Flow | $(1,538) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,314 |
| Total Monthly Debt Service | $2,683 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54729, Chippewa Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,615 (100%) |
| Owner Occupied HU | 10,117 (64.8%) |
| Renter Occupied HU | 4,634 (29.7%) |
| Vacant Housing Units | 864 ( 5.5%) |
| Median Home Value | $292,344 |
| Average Home Value | $331,051 |
Housing Distribution
Address Breakdown
Residential
15,129
Single Family
14,304
Multi-Family
825
Businesses
1,096
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54729, Chippewa Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,615 (100%) |
| Owner Occupied HU | 10,117 (64.8%) |
| Renter Occupied HU | 4,634 (29.7%) |
| Vacant Housing Units | 864 ( 5.5%) |
| Median Home Value | $292,344 |
| Average Home Value | $331,051 |
Housing Distribution
Address Breakdown
Residential
15,129
Single Family
14,304
Multi-Family
825
Businesses
1,096
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Germain Group • Woods & Water Realty Inc/Regional Office
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1590815
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.