4523 Bresee AveBaldwin ParkCA91706
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4523 Bresee Ave, Baldwin Park, CA, 91706 in Baldwin Park: $5,126/mo in rent, $889/mo in net income, 8.98% gross yield, 1.66 DSCR, all at $685,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $189,253 in appreciation and $6,309/yr in principal paydown projects total cumulative return of $316,940.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.5% |
| Monthly Cash Flow | $889 | $1,500 |
City averages based on Baldwin Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,126 |
| Total Monthly Debt Service | $3,965 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
6,543 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91706, Baldwin Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,411 (100%) |
| Owner Occupied HU | 10,773 (58.5%) |
| Renter Occupied HU | 7,304 (39.7%) |
| Vacant Housing Units | 334 ( 1.8%) |
| Median Home Value | $631,388 |
| Average Home Value | $689,905 |
Housing Distribution
Address Breakdown
Residential
18,193
Single Family
15,575
Multi-Family
2,618
Businesses
2,390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
6,543 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91706, Baldwin Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,411 (100%) |
| Owner Occupied HU | 10,773 (58.5%) |
| Renter Occupied HU | 7,304 (39.7%) |
| Vacant Housing Units | 334 ( 1.8%) |
| Median Home Value | $631,388 |
| Average Home Value | $689,905 |
Housing Distribution
Address Breakdown
Residential
18,193
Single Family
15,575
Multi-Family
2,618
Businesses
2,390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices