4523 41st AveBrentwoodMD20722
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $247,500, 4523 41st Ave, Brentwood, MD, 20722 in Brentwood generates $1,677/mo in rent (8.13% yield) but nets only $138/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.51) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $68,380. Total projected return: $102,777.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $138 | $1,200 |
City averages based on Brentwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,677 |
| Total Monthly Debt Service | $1,441 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
2,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20722, Brentwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,322 (100%) |
| Owner Occupied HU | 1,335 (57.5%) |
| Renter Occupied HU | 844 (36.3%) |
| Vacant Housing Units | 143 ( 6.2%) |
| Median Home Value | $453,194 |
| Average Home Value | $475,276 |
Housing Distribution
Address Breakdown
Residential
2,178
Single Family
1,643
Multi-Family
535
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
2,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20722, Brentwood, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,322 (100%) |
| Owner Occupied HU | 1,335 (57.5%) |
| Renter Occupied HU | 844 (36.3%) |
| Vacant Housing Units | 143 ( 6.2%) |
| Median Home Value | $453,194 |
| Average Home Value | $475,276 |
Housing Distribution
Address Breakdown
Residential
2,178
Single Family
1,643
Multi-Family
535
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices