4518 Arizona StSan DiegoCA92116
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8% yield at 4518 Arizona St, San Diego, CA, 92116 in San Diego is solid, but the $3,530/mo payment compresses net cash flow to $38/mo at $785,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $216,881 by year five, and $7,230/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.48) without U.S. income documentation. Total projected return: $301,598.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 4.8% |
| Monthly Cash Flow | $38 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,236 |
| Total Monthly Debt Service | $4,885 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1927
2,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92116, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,213 (100%) |
| Owner Occupied HU | 5,155 (29.9%) |
| Renter Occupied HU | 11,188 (65.0%) |
| Vacant Housing Units | 870 ( 5.1%) |
| Median Home Value | $1,061,068 |
| Average Home Value | $1,160,248 |
Housing Distribution
Address Breakdown
Residential
17,254
Single Family
9,512
Multi-Family
7,742
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1927
2,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92116, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,213 (100%) |
| Owner Occupied HU | 5,155 (29.9%) |
| Renter Occupied HU | 11,188 (65.0%) |
| Vacant Housing Units | 870 ( 5.1%) |
| Median Home Value | $1,061,068 |
| Average Home Value | $1,160,248 |
Housing Distribution
Address Breakdown
Residential
17,254
Single Family
9,512
Multi-Family
7,742
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices