4516 Credo LnAustinTX78725
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 4516 Credo Ln, Austin, TX, 78725 in Austin. At $257,900 it earns $2,077/mo in rent and distributes $213/mo to the owner after the $1,160/mo payment, a consistent 9.67% yield. DSCR 1.79 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $71,253 in value; $2,375/yr in principal paydown compounds ownership stake. Total projected return: $112,684.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 4.5% |
| Monthly Cash Flow | $213 | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,077 |
| Total Monthly Debt Service | $1,761 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2012
6,194 sqft lot
$N/A/sqft
$30 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78725, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,406 (100%) |
| Owner Occupied HU | 2,856 (64.8%) |
| Renter Occupied HU | 1,281 (29.1%) |
| Vacant Housing Units | 269 ( 6.1%) |
| Median Home Value | $305,707 |
| Average Home Value | $345,026 |
Housing Distribution
Address Breakdown
Residential
3,899
Single Family
3,898
Multi-Family
1
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2012
6,194 sqft lot
$N/A/sqft
$30 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78725, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,406 (100%) |
| Owner Occupied HU | 2,856 (64.8%) |
| Renter Occupied HU | 1,281 (29.1%) |
| Vacant Housing Units | 269 ( 6.1%) |
| Median Home Value | $305,707 |
| Average Home Value | $345,026 |
Housing Distribution
Address Breakdown
Residential
3,899
Single Family
3,898
Multi-Family
1
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices