451 Donahue St UNIT 207San FranciscoCA94124
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowHigh DSCR is a competitive advantage at closing. 451 Donahue St UNIT 207, San Francisco, CA, 94124 in San Francisco achieves 1.98, rent of $3,622/mo covers the $1,825/mo payment 1.5x over at $405,888. Rental yield 10.71%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $112,139 over five years, with $3,738/yr in principal reduction bringing total projected return to $140,159.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 4.5% |
| Monthly Cash Flow | $(310) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,622 |
| Total Monthly Debt Service | $3,771 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2016
0.51 Acres lot
$N/A/sqft
$604 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94124, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,278 (100%) |
| Owner Occupied HU | 5,096 (41.5%) |
| Renter Occupied HU | 6,413 (52.2%) |
| Vacant Housing Units | 769 ( 6.3%) |
| Median Home Value | $1,034,668 |
| Average Home Value | $1,062,940 |
Housing Distribution
Address Breakdown
Residential
11,090
Single Family
8,683
Multi-Family
2,407
Businesses
2,181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2016
0.51 Acres lot
$N/A/sqft
$604 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94124, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,278 (100%) |
| Owner Occupied HU | 5,096 (41.5%) |
| Renter Occupied HU | 6,413 (52.2%) |
| Vacant Housing Units | 769 ( 6.3%) |
| Median Home Value | $1,034,668 |
| Average Home Value | $1,062,940 |
Housing Distribution
Address Breakdown
Residential
11,090
Single Family
8,683
Multi-Family
2,407
Businesses
2,181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Fouzia Zaheer • Vanguard Properties
Mls Name: SFAR
Mls Provider:
Mls ID: #425038188
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.