4509 Ashcroft AveSacramentoCA95841
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4509 Ashcroft Ave, Sacramento, CA, 95841 in Sacramento deserves attention. This $514,500 property earns $4,982/mo in rent, a 11.62% gross yield, and nets $1,800/mo after the $2,314/mo payment. DSCR 2.15 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $142,147 compounds alongside $4,739/yr in yearly equity build, for a total cumulative return of $310,860.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 4.8% |
| Monthly Cash Flow | $1,800 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,982 |
| Total Monthly Debt Service | $2,978 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95841, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,479 (100%) |
| Owner Occupied HU | 3,482 (36.7%) |
| Renter Occupied HU | 5,643 (59.5%) |
| Vacant Housing Units | 354 ( 3.7%) |
| Median Home Value | $472,086 |
| Average Home Value | $495,870 |
Housing Distribution
Address Breakdown
Residential
8,690
Single Family
6,801
Multi-Family
1,889
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95841, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,479 (100%) |
| Owner Occupied HU | 3,482 (36.7%) |
| Renter Occupied HU | 5,643 (59.5%) |
| Vacant Housing Units | 354 ( 3.7%) |
| Median Home Value | $472,086 |
| Average Home Value | $495,870 |
Housing Distribution
Address Breakdown
Residential
8,690
Single Family
6,801
Multi-Family
1,889
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices