45046 Riverside Estates DrSaint AmantLA70774
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 45046 Riverside Estates Dr, Saint Amant, LA, 70774 in Saint Amant is narrow, $195/mo net on $2,580/mo rent after the $1,731/mo debt service, but the property operates at break-even-plus, not a loss. At $385,000 with a 8.04% yield, the long-run equity case via 5% appreciation ($106,368 over five years) and $3,546/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.49 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $158,584.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.2% |
| Monthly Cash Flow | $195 | $1,100 |
City averages based on Saint Amant market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $2,232 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70774, Saint Amant, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,404 (100%) |
| Owner Occupied HU | 3,408 (77.4%) |
| Renter Occupied HU | 559 (12.7%) |
| Vacant Housing Units | 437 ( 9.9%) |
| Median Home Value | $313,739 |
| Average Home Value | $344,748 |
Housing Distribution
Address Breakdown
Residential
4,221
Single Family
4,221
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70774, Saint Amant, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,404 (100%) |
| Owner Occupied HU | 3,408 (77.4%) |
| Renter Occupied HU | 559 (12.7%) |
| Vacant Housing Units | 437 ( 9.9%) |
| Median Home Value | $313,739 |
| Average Home Value | $344,748 |
Housing Distribution
Address Breakdown
Residential
4,221
Single Family
4,221
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: ROAM MLS
Mls ID: #2026008564