4501 House Of LancasterAustinTX78730
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 4501 House Of Lancaster, Austin, TX, 78730 in Austin is capital appreciation. Rental yield 4.01%. The 4.01% gross yield at $1,475,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $407,515 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.74) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $207,415.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 4.5% |
| Monthly Cash Flow | $(5,593) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,929 |
| Total Monthly Debt Service | $9,902 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78730, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 2,493 (63.2%) |
| Renter Occupied HU | 1,107 (28.1%) |
| Vacant Housing Units | 343 ( 8.7%) |
| Median Home Value | $1,113,662 |
| Average Home Value | $1,213,813 |
Housing Distribution
Address Breakdown
Residential
4,276
Single Family
2,799
Multi-Family
1,477
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78730, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 2,493 (63.2%) |
| Renter Occupied HU | 1,107 (28.1%) |
| Vacant Housing Units | 343 ( 8.7%) |
| Median Home Value | $1,113,662 |
| Average Home Value | $1,213,813 |
Housing Distribution
Address Breakdown
Residential
4,276
Single Family
2,799
Multi-Family
1,477
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices