450 S Main StSalemAR72576
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing450 S Main St, Salem, AR, 72576 in Salem is a stable, well-positioned rental at $275,000. Rental yield 6.72%. DSCR 1.24 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $75,977 in value and $2,533/yr in principal paydown builds equity, a total projected return of $96,759.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 10.0% |
| Monthly Cash Flow | $(113) | $1,200 |
City averages based on Salem market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,540 |
| Total Monthly Debt Service | $1,544 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72576, Salem, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,834 (100%) |
| Owner Occupied HU | 1,169 (63.7%) |
| Renter Occupied HU | 421 (23.0%) |
| Vacant Housing Units | 244 (13.3%) |
| Median Home Value | $124,265 |
| Average Home Value | $196,052 |
Housing Distribution
Address Breakdown
Residential
1,348
Single Family
1,322
Multi-Family
26
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72576, Salem, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,834 (100%) |
| Owner Occupied HU | 1,169 (63.7%) |
| Renter Occupied HU | 421 (23.0%) |
| Vacant Housing Units | 244 (13.3%) |
| Median Home Value | $124,265 |
| Average Home Value | $196,052 |
Housing Distribution
Address Breakdown
Residential
1,348
Single Family
1,322
Multi-Family
26
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randall L Tyler • United Country Moody Realty, Inc.
Mls Name: CARMLS
Mls Provider:
Mls ID: #25023748
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