450 Lower Dowda Mill RdJasperGA30143
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow450 Lower Dowda Mill Rd, Jasper, GA, 30143 in Jasper earns its strong cash-flow label: 10.07% yield, $2,246/mo rent, $617/mo net income, DSCR 1.87. The $267,700 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $73,961 by year five. Combined with $2,466/yr in principal paydown, total projected return reaches $141,054.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 8.0% |
| Monthly Cash Flow | $617 | $300 |
City averages based on Jasper market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,246 |
| Total Monthly Debt Service | $1,523 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
4.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30143, Jasper, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,573 (100%) |
| Owner Occupied HU | 8,691 (69.1%) |
| Renter Occupied HU | 1,953 (15.5%) |
| Vacant Housing Units | 1,929 (15.3%) |
| Median Home Value | $347,742 |
| Average Home Value | $386,997 |
Housing Distribution
Address Breakdown
Residential
11,986
Single Family
8,732
Multi-Family
3,254
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
4.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30143, Jasper, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,573 (100%) |
| Owner Occupied HU | 8,691 (69.1%) |
| Renter Occupied HU | 1,953 (15.5%) |
| Vacant Housing Units | 1,929 (15.3%) |
| Median Home Value | $347,742 |
| Average Home Value | $386,997 |
Housing Distribution
Address Breakdown
Residential
11,986
Single Family
8,732
Multi-Family
3,254
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices