450 E Montwood AveLa HabraCA90631
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 450 E Montwood Ave, La Habra, CA, 90631 in La Habra is straightforward: $1,248,888 in, $7,951/mo in rent, $225/mo out after debt service. The 7.64% gross yield and 1.42 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $345,045 by year five. With $11,502/yr in principal equity, the total cumulative return is projected at $487,994.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $225 | $250 |
City averages based on La Habra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,951 |
| Total Monthly Debt Service | $7,229 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
6,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
6,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90631, La Habra, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,069 (100%) |
| Owner Occupied HU | 13,492 (58.5%) |
| Renter Occupied HU | 8,941 (38.8%) |
| Vacant Housing Units | 636 ( 2.8%) |
| Median Home Value | $864,341 |
| Average Home Value | $953,190 |
Housing Distribution
Address Breakdown
Residential
22,861
Single Family
17,748
Multi-Family
5,113
Businesses
1,978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices