45 W Main StFrostburgMD21532
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Frostburg at 45 W Main St, Frostburg, MD, 21532 uses $152,490 cash to close to unlock $2,334/yr annual cash flow and $195/mo monthly cash flow. Total monthly income runs $3,055/mo, and a $2,251/mo payment keeps the spread at $195/mo. Purchase price stands at $460,000, and rental yield measures 7.97% with $3,055/mo rent. Return on cash invested shows 21.44% in year one, and 5% annual appreciation builds toward $127,090 over five years. Five-year ROI reaches 111.1% and total cumulative return in cash records $169,417. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,055/mo property income covering a $2,251/mo payment rather than investor’s personal income.
Single Family
Built in 1870
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21532, Frostburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,786 (100%) |
| Owner Occupied HU | 3,755 (55.3%) |
| Renter Occupied HU | 1,936 (28.5%) |
| Vacant Housing Units | 1,095 (16.1%) |
| Median Home Value | $194,526 |
| Average Home Value | $248,376 |
Housing Distribution
Address Breakdown
Residential
6,433
Single Family
6,052
Multi-Family
381
Businesses
330
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