12400 Goldens Ave SECumberlandMD21502








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cumberland at 12400 Goldens Ave SE, Cumberland, MD, 21502 listed at $388,900 pairs $2,598/mo rent with a $1,903/mo payment to leave $180/mo cash flow. Total monthly income runs $2,598/mo, and annual cash flow reaches $2,157/yr on $128,920 cash to close. Return on cash invested measures 21.58% in year one, and rental yield registers 8.02% at a $388,900 basis. Equity gained on principal adds $2,510/yr, and annual property appreciation at 5% supports $107,446 by year five. Five-year ROI tracks 111.84% and total cumulative return in cash totals $144,191. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,598/mo property income relative to a $1,903/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2002
0.83 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21502, Cumberland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,121 (100%) |
| Owner Occupied HU | 11,103 (58.1%) |
| Renter Occupied HU | 4,972 (26.0%) |
| Vacant Housing Units | 3,046 (15.9%) |
| Median Home Value | $165,221 |
| Average Home Value | $212,127 |
Housing Distribution
Address Breakdown
Residential
17,230
Single Family
15,703
Multi-Family
1,527
Businesses
1,428
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Listed by: Judith Salamanca • Taylor Properties
Mls Name: Bright MLS
Mls ID: #MDAL2012580







