45 Vicente RdBerkeleyCA94705
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Berkeley at 45 Vicente Rd, Berkeley, CA, 94705 projects strong ROI of -1.07%. Rental yield 0.72%. With 5% annual appreciation, the property builds $827,463 in value over five years. Equity growth combined delivers a projected five-year ROI of 7%, translating into $59,216 in total cumulative return on $846,088 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.7% | 6.0% |
| Monthly Cash Flow | $(16,728) | $1,500 |
City averages based on Berkeley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $17,336 |
| DSCR Ratio | 0.10x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94705, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,006 (100%) |
| Owner Occupied HU | 3,060 (50.9%) |
| Renter Occupied HU | 2,496 (41.6%) |
| Vacant Housing Units | 450 ( 7.5%) |
| Median Home Value | $1,878,128 |
| Average Home Value | $1,777,200 |
Housing Distribution
Address Breakdown
Residential
6,212
Single Family
4,586
Multi-Family
1,626
Businesses
732
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94705, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,006 (100%) |
| Owner Occupied HU | 3,060 (50.9%) |
| Renter Occupied HU | 2,496 (41.6%) |
| Vacant Housing Units | 450 ( 7.5%) |
| Median Home Value | $1,878,128 |
| Average Home Value | $1,777,200 |
Housing Distribution
Address Breakdown
Residential
6,212
Single Family
4,586
Multi-Family
1,626
Businesses
732
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41126270