45 Melinda LnBella VistaAR72714
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 45 Melinda Ln, Bella Vista, AR, 72714 in Bella Vista earns a 10.06% gross yield at $242,000. Rent of $1,803/mo nets $381/mo after the $1,088/mo mortgage. The 1.66 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $66,860 and $2,229/yr in equity accumulation project a total cumulative return of $106,202.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.1% |
| Monthly Cash Flow | $381 | $420 |
City averages based on Bella Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,803 |
| Total Monthly Debt Service | $1,488 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1982
2,178 sqft lot
$N/A/sqft
$130 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72714, Bella Vista, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,796 (100%) |
| Owner Occupied HU | 5,607 (82.5%) |
| Renter Occupied HU | 695 (10.2%) |
| Vacant Housing Units | 494 ( 7.3%) |
| Median Home Value | $372,100 |
| Average Home Value | $504,142 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
6,373
Multi-Family
0
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1982
2,178 sqft lot
$N/A/sqft
$130 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72714, Bella Vista, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,796 (100%) |
| Owner Occupied HU | 5,607 (82.5%) |
| Renter Occupied HU | 695 (10.2%) |
| Vacant Housing Units | 494 ( 7.3%) |
| Median Home Value | $372,100 |
| Average Home Value | $504,142 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
6,373
Multi-Family
0
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jill Marley • Berkshire Hathaway HomeServices Solutions Real Est
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1311562
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.