45 Gilbert LaneSouth WindsorCT06074
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow45 Gilbert Lane, South Windsor, CT, 06074 in South Windsor earns its strong cash-flow label: 10.26% yield, $4,405/mo rent, $604/mo net income, DSCR 1.90. The $515,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $142,285 by year five. Combined with $4,743/yr in principal paydown, total projected return reaches $236,817.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.0% |
| Monthly Cash Flow | $604 | $300 |
City averages based on South Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,405 |
| Total Monthly Debt Service | $3,596 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
0.68 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
0.68 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lynne M. Metevier • Coldwell Banker Realty
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24099101
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.