45 Bay RdWhitehallMT59759



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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Whitehall at 45 Bay Rd, Whitehall, MT, 59759 offers a 7.12% rental yield on a $491,100 purchase with $2,914/mo rent. Total monthly income registers $2,914/mo, and a $2,404/mo payment leaves $43/mo available for distribution. Annual cash flow reaches $521/yr on $162,800 to close, and return on cash invested stands at 20.23% in year one. Equity gained on principal adds $3,169/yr while 5% annual appreciation supports $135,682 over five years. Portfolio math shows five-year ROI at 104.12% and total cumulative return in cash at $169,510. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,914/mo property income against a $2,404/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Home Type Unknown
Built in 2003
20.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59759, Whitehall, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,879 (100%) |
| Owner Occupied HU | 1,322 (70.4%) |
| Renter Occupied HU | 326 (17.3%) |
| Vacant Housing Units | 231 (12.3%) |
| Median Home Value | $418,009 |
| Average Home Value | $468,160 |
Housing Distribution
Address Breakdown
Residential
1,013
Single Family
1,013
Multi-Family
0
Businesses
147
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