45-342 Lilipuna Rd APT 210KaneoheHI96744
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 45-342 Lilipuna Rd APT 210, Kaneohe, HI, 96744 in Kaneohe. Rental yield 7.74%. The 1.43 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $124,327 and $4,145/yr in principal reduction project total return of $166,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 3.8% |
| Monthly Cash Flow | $(80) | $2,100 |
City averages based on Kaneohe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,902 |
| Total Monthly Debt Service | $2,802 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1969
N/A lot
$N/A/sqft
$391 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96744, Kaneohe, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,675 (100%) |
| Owner Occupied HU | 13,403 (68.1%) |
| Renter Occupied HU | 5,119 (26.0%) |
| Vacant Housing Units | 1,153 ( 5.9%) |
| Median Home Value | $1,201,508 |
| Average Home Value | $1,251,566 |
Housing Distribution
Address Breakdown
Residential
17,024
Single Family
14,215
Multi-Family
2,809
Businesses
1,331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1969
N/A lot
$N/A/sqft
$391 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96744, Kaneohe, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,675 (100%) |
| Owner Occupied HU | 13,403 (68.1%) |
| Renter Occupied HU | 5,119 (26.0%) |
| Vacant Housing Units | 1,153 ( 5.9%) |
| Median Home Value | $1,201,508 |
| Average Home Value | $1,251,566 |
Housing Distribution
Address Breakdown
Residential
17,024
Single Family
14,215
Multi-Family
2,809
Businesses
1,331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kamalani K Nono-Kawaauhau • Refined Real Estate Hawaii LLC
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202507052
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-15 04:59:45 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd