4489 Iroquois TrlBerkeley LakeGA30096
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 4489 Iroquois Trl, Berkeley Lake, GA, 30096 in Berkeley Lake: $2,239/mo in rent, $217/mo in net income, 8.25% gross yield, 1.53 DSCR, all at $325,800. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $90,013 in appreciation and $3,001/yr in principal paydown projects total cumulative return of $137,524.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $217 | $1,200 |
City averages based on Berkeley Lake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,239 |
| Total Monthly Debt Service | $1,892 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30096, Duluth, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,864 (100%) |
| Owner Occupied HU | 12,293 (41.2%) |
| Renter Occupied HU | 15,916 (53.3%) |
| Vacant Housing Units | 1,655 ( 5.5%) |
| Median Home Value | $397,770 |
| Average Home Value | $442,968 |
Housing Distribution
Address Breakdown
Residential
28,517
Single Family
16,853
Multi-Family
11,664
Businesses
3,554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30096, Duluth, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 29,864 (100%) |
| Owner Occupied HU | 12,293 (41.2%) |
| Renter Occupied HU | 15,916 (53.3%) |
| Vacant Housing Units | 1,655 ( 5.5%) |
| Median Home Value | $397,770 |
| Average Home Value | $442,968 |
Housing Distribution
Address Breakdown
Residential
28,517
Single Family
16,853
Multi-Family
11,664
Businesses
3,554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A