4478 Chukar Dr APT BChubbuckID83202
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Chubbuck rental at 4478 Chukar Dr APT B, Chubbuck, ID, 83202 sits in the solid-income band: 8.87% gross yield, $1,774/mo rent, $393/mo net after the $1,079/mo debt service, DSCR 1.64. Entry price of $239,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $66,280 and $2,210/yr in principal reduction bring total cumulative return to $115,893.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.0% |
| Monthly Cash Flow | $393 | $400 |
City averages based on Chubbuck market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,774 |
| Total Monthly Debt Service | $1,285 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83202, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,448 (100%) |
| Owner Occupied HU | 6,294 (66.6%) |
| Renter Occupied HU | 2,634 (27.9%) |
| Vacant Housing Units | 520 ( 5.5%) |
| Median Home Value | $373,919 |
| Average Home Value | $396,116 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
8,850
Multi-Family
358
Businesses
546
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83202, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,448 (100%) |
| Owner Occupied HU | 6,294 (66.6%) |
| Renter Occupied HU | 2,634 (27.9%) |
| Vacant Housing Units | 520 ( 5.5%) |
| Median Home Value | $373,919 |
| Average Home Value | $396,116 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
8,850
Multi-Family
358
Businesses
546
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices