4474 Canoe RdJacksonKY41339
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.67% yield at 4474 Canoe Rd, Jackson, KY, 41339 in Jackson is solid, but the $854/mo payment compresses net cash flow to $57/mo at $189,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $52,466 by year five, and $1,749/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.42) without U.S. income documentation. Total projected return: $75,606.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $57 | $850 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,213 |
| Total Monthly Debt Service | $1,080 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41339, Jackson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,240 (65.4%) |
| Renter Occupied HU | 1,051 (21.2%) |
| Vacant Housing Units | 664 (13.4%) |
| Median Home Value | $77,901 |
| Average Home Value | $133,685 |
Housing Distribution
Address Breakdown
Residential
3,988
Single Family
3,949
Multi-Family
39
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41339, Jackson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,240 (65.4%) |
| Renter Occupied HU | 1,051 (21.2%) |
| Vacant Housing Units | 664 (13.4%) |
| Median Home Value | $77,901 |
| Average Home Value | $133,685 |
Housing Distribution
Address Breakdown
Residential
3,988
Single Family
3,949
Multi-Family
39
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices