447 Main StBoltonMA01740
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 447 Main St, Bolton, MA, 01740 in Bolton is listed at $680,000 and delivers $4,618/mo in rent and $332/mo in net monthly cash flow. The 8.15% yield and 1.51 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $187,871 over five years, and $6,263/yr in principal reduction supplements cash return. Total projected cumulative return: $279,562.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.0% |
| Monthly Cash Flow | $332 | $850 |
City averages based on Bolton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,618 |
| Total Monthly Debt Service | $4,015 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1750
4.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01740, Bolton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,192 (100%) |
| Owner Occupied HU | 1,935 (88.3%) |
| Renter Occupied HU | 193 ( 8.8%) |
| Vacant Housing Units | 64 ( 2.9%) |
| Median Home Value | $733,949 |
| Average Home Value | $786,836 |
Housing Distribution
Address Breakdown
Residential
1,883
Single Family
1,855
Multi-Family
28
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1750
4.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01740, Bolton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,192 (100%) |
| Owner Occupied HU | 1,935 (88.3%) |
| Renter Occupied HU | 193 ( 8.8%) |
| Vacant Housing Units | 64 ( 2.9%) |
| Median Home Value | $733,949 |
| Average Home Value | $786,836 |
Housing Distribution
Address Breakdown
Residential
1,883
Single Family
1,855
Multi-Family
28
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73491534