446 5th StLa JoyaTX78560
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in La Joya at 446 5th St, La Joya, TX, 78560 priced at $170,000 converts $1,579/mo rent into $370/mo cash flow after a $832/mo obligation. Total monthly income equals $1,579/mo, and annual cash flow totals $4,442/yr on $56,355 invested. Return on cash invested prints 27.79% in year one, and rental yield reads 11.15% against a $170,000 entry. Equity gained on principal adds $1,097/yr, while 5% annual appreciation compiles into $46,968 by year five. Five-year ROI reaches 146.39% and total cumulative return in cash sums $82,497. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,579/mo property income covering a $832/mo payment, not borrower’s personal income.
Townhouse
Built in 2022
2,317 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78560, La Joya, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,987 (100%) |
| Owner Occupied HU | 1,206 (60.7%) |
| Renter Occupied HU | 554 (27.9%) |
| Vacant Housing Units | 227 (11.4%) |
| Median Home Value | $119,742 |
| Average Home Value | $138,978 |
Housing Distribution
Address Breakdown
Residential
1,558
Single Family
1,558
Multi-Family
0
Businesses
110
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