446 13th StreetActonME04001
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 446 13th Street, Acton, ME, 04001 in Acton is straightforward: $518,900 in, $3,607/mo in rent, $332/mo out after debt service. The 8.34% gross yield and 1.55 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $143,363 by year five. With $4,779/yr in principal equity, the total cumulative return is projected at $218,417.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.5% |
| Monthly Cash Flow | $332 | $1,200 |
City averages based on Acton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,607 |
| Total Monthly Debt Service | $3,068 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
2.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04001, Acton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,371 (100%) |
| Owner Occupied HU | 1,128 (47.6%) |
| Renter Occupied HU | 97 ( 4.1%) |
| Vacant Housing Units | 1,146 (48.3%) |
| Median Home Value | $513,075 |
| Average Home Value | $567,934 |
Housing Distribution
Address Breakdown
Residential
1,184
Single Family
1,184
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
2.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04001, Acton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,371 (100%) |
| Owner Occupied HU | 1,128 (47.6%) |
| Renter Occupied HU | 97 ( 4.1%) |
| Vacant Housing Units | 1,146 (48.3%) |
| Median Home Value | $513,075 |
| Average Home Value | $567,934 |
Housing Distribution
Address Breakdown
Residential
1,184
Single Family
1,184
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices