445 Sycamore CirDanvilleCA94526
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Danville rental at 445 Sycamore Cir, Danville, CA, 94526 sits in the solid-income band: 9.76% gross yield, $6,496/mo rent, $936/mo net after the $3,593/mo debt service, DSCR 1.81. Entry price of $799,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $220,749 and $7,359/yr in principal reduction bring total cumulative return to $365,859.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.5% |
| Monthly Cash Flow | $936 | $250 |
City averages based on Danville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,496 |
| Total Monthly Debt Service | $5,242 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
871.20 sqft lot
$N/A/sqft
$540 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94526, Danville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,983 (100%) |
| Owner Occupied HU | 10,485 (80.8%) |
| Renter Occupied HU | 2,029 (15.6%) |
| Vacant Housing Units | 469 ( 3.6%) |
| Median Home Value | $1,693,567 |
| Average Home Value | $1,652,134 |
Housing Distribution
Address Breakdown
Residential
12,465
Single Family
11,152
Multi-Family
1,313
Businesses
1,589
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
871.20 sqft lot
$N/A/sqft
$540 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94526, Danville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,983 (100%) |
| Owner Occupied HU | 10,485 (80.8%) |
| Renter Occupied HU | 2,029 (15.6%) |
| Vacant Housing Units | 469 ( 3.6%) |
| Median Home Value | $1,693,567 |
| Average Home Value | $1,652,134 |
Housing Distribution
Address Breakdown
Residential
12,465
Single Family
11,152
Multi-Family
1,313
Businesses
1,589
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices