445 Broadway #2MHastings-On-HudsonNY10706
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.15% yield at 445 Broadway #2M, Hastings-On-Hudson, NY, 10706 in Hastings-On-Hudson is solid, but the $1,569/mo payment compresses net cash flow to $39/mo at $349,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $96,422 by year five, and $3,214/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.49) without U.S. income documentation. Total projected return: $133,214.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $39 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,332 |
| Total Monthly Debt Service | $2,192 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10706, Hastings On Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,521 (100%) |
| Owner Occupied HU | 2,456 (69.8%) |
| Renter Occupied HU | 839 (23.8%) |
| Vacant Housing Units | 226 ( 6.4%) |
| Median Home Value | $882,075 |
| Average Home Value | $935,080 |
Housing Distribution
Address Breakdown
Residential
3,476
Single Family
2,445
Multi-Family
1,031
Businesses
299
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10706, Hastings On Hudson, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,521 (100%) |
| Owner Occupied HU | 2,456 (69.8%) |
| Renter Occupied HU | 839 (23.8%) |
| Vacant Housing Units | 226 ( 6.4%) |
| Median Home Value | $882,075 |
| Average Home Value | $935,080 |
Housing Distribution
Address Breakdown
Residential
3,476
Single Family
2,445
Multi-Family
1,031
Businesses
299
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori A. Bernat • Corcoran Legends Realty
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #814877
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