4449 N Wilmarth Rd, Stockton, CA, 95215 | $426/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Stockton at 4449 N Wilmarth Rd, Stockton, CA, 95215 with 5% annual appreciation on a $575,000 basis while $3,983/mo rent supports operations. Total monthly income totals $3,983/mo and a $2,814/mo payment preserves $426/mo for cash returns. Annual cash flow comes to $5,115/yr on $189,175 deployed, and return on cash invested reaches 22.76% in year one. Equity gained on principal adds $3,710/yr, and five-year appreciation sums $158,862 alongside rental yield of 8.31%. Five-year ROI measures 118.13% and total cumulative return in cash totals $223,475.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,983/mo property income versus a $2,814/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1950

0.31 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95215, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,310 (100%)
Owner Occupied HU	4,424 (60.5%)
Renter Occupied HU	2,624 (35.9%)
Vacant Housing Units	262 ( 3.6%)
Median Home Value	$519,635
Average Home Value	$635,914