4445 Willowglen WayRocklinCA95677
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 4445 Willowglen Way, Rocklin, CA, 95677 in Rocklin at $839,000, 5.16% gross yield, is a market-growth asset. Rental yield 5.16%. The $3,611/mo rent partially funds the $3,773/mo debt service; the core return is the 5%/yr price growth projected to add $231,800 over five years. Ziffy Mortgage's DSCR mortgage (0.96) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $216,514.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.0% |
| Monthly Cash Flow | $(1,579) | $1,200 |
City averages based on Rocklin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,611 |
| Total Monthly Debt Service | $4,856 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
7,557 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95677, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,885 (100%) |
| Owner Occupied HU | 7,676 (64.6%) |
| Renter Occupied HU | 3,614 (30.4%) |
| Vacant Housing Units | 595 ( 5.0%) |
| Median Home Value | $674,372 |
| Average Home Value | $721,423 |
Housing Distribution
Address Breakdown
Residential
11,244
Single Family
9,287
Multi-Family
1,957
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
7,557 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95677, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,885 (100%) |
| Owner Occupied HU | 7,676 (64.6%) |
| Renter Occupied HU | 3,614 (30.4%) |
| Vacant Housing Units | 595 ( 5.0%) |
| Median Home Value | $674,372 |
| Average Home Value | $721,423 |
Housing Distribution
Address Breakdown
Residential
11,244
Single Family
9,287
Multi-Family
1,957
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Travis Keen • S & J Property Management and Real Estate, Inc.
Mls Name: MetroList Services of CA
Mls ID: #226015044