4443 Kins RdMaloneFL32445
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4443 Kins Rd, Malone, FL, 32445 in Malone is a solid income-producing rental, 12.28% gross yield, $1,381/mo rent, $485/mo net cash flow on a $135,000 buy. DSCR 2.28 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $37,298 and $1,243/yr in principal reduction project a total cumulative return of $82,670.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.0% |
| Monthly Cash Flow | $485 | $320 |
City averages based on Malone market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,381 |
| Total Monthly Debt Service | $842 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
3.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32445, Malone, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 507 (100%) |
| Owner Occupied HU | 317 (62.5%) |
| Renter Occupied HU | 112 (22.1%) |
| Vacant Housing Units | 78 (15.4%) |
| Median Home Value | $135,156 |
| Average Home Value | $183,352 |
Housing Distribution
Address Breakdown
Residential
457
Single Family
457
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
3.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32445, Malone, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 507 (100%) |
| Owner Occupied HU | 317 (62.5%) |
| Renter Occupied HU | 112 (22.1%) |
| Vacant Housing Units | 78 (15.4%) |
| Median Home Value | $135,156 |
| Average Home Value | $183,352 |
Housing Distribution
Address Breakdown
Residential
457
Single Family
457
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices