4443 Ebenezer RdNottinghamMD21236
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 4443 Ebenezer Rd, Nottingham, MD, 21236 in Nottingham delivers $2,998/mo in gross rent and $385/mo in net monthly income at a $420,000 entry. The 8.56% yield and 1.59 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $116,038 over five years and $3,868/yr in equity from loan paydown, total projected return is $184,141.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.8% |
| Monthly Cash Flow | $385 | $250 |
City averages based on Nottingham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,998 |
| Total Monthly Debt Service | $2,445 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
7,150 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21236, Nottingham, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,587 (100%) |
| Owner Occupied HU | 11,831 (67.3%) |
| Renter Occupied HU | 4,960 (28.2%) |
| Vacant Housing Units | 796 ( 4.5%) |
| Median Home Value | $345,118 |
| Average Home Value | $376,114 |
Housing Distribution
Address Breakdown
Residential
16,803
Single Family
12,864
Multi-Family
3,939
Businesses
1,305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
7,150 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21236, Nottingham, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,587 (100%) |
| Owner Occupied HU | 11,831 (67.3%) |
| Renter Occupied HU | 4,960 (28.2%) |
| Vacant Housing Units | 796 ( 4.5%) |
| Median Home Value | $345,118 |
| Average Home Value | $376,114 |
Housing Distribution
Address Breakdown
Residential
16,803
Single Family
12,864
Multi-Family
3,939
Businesses
1,305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices