1219 Kirby Cir, Bel Air, MD, 21015 | $411/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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1219 Kirby Cir, Bel Air, MD, 21015 | $411/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Bel Air at 1219 Kirby Cir, Bel Air, MD, 21015 generates $2,960/mo in rent and, after a $2,006/mo payment, leaves $411/mo in cash flow. Total monthly income is $2,960/mo, and annual cash flow is $4,931/yr on $135,882 invested. Return on cash invested sits at 23.54% in year one, and rental yield is 8.67% on a $409,900 entry. Equity gained on principal adds $2,645/yr, while 5% annual appreciation builds toward $113,248 over five years. Five-year ROI reaches 122.34% and total cumulative return in cash sums $166,240. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,960/mo property income rather than buyer’s personal income.

Townhouse

Built in 1989

2,100 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 1219 Kirby Circle in Bel Air! Step inside to brand-new flooring, a stunning tray ceiling with custom lighting, and tons of natural sunlight. The main level also features a stylish powder room and an updated gourmet kitchen with two-tone cabinetry, quartz waterfall countertops, and stainless steel appliances. Upstairs offers three spacious bedrooms and two luxurious bathrooms, including a beautiful en-suite retreat. The fully finished walkout basement provides even more living space with a large rec room, a bedroom/office, and a full bathroomperfect for guests or working from home. Off the kitchen, enjoy a large deck overlooking the treesan ideal place to relax. The backyard also features a cozy firepit area and a great spot to unwind. This home truly has it allstyle, space, and a serene setting.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21015, Bel Air, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,883 (100%)
Owner Occupied HU	9,833 (82.7%)
Renter Occupied HU	1,560 (13.1%)
Vacant Housing Units	490 ( 4.1%)
Median Home Value	$508,572
Average Home Value	$561,437